A title report includes important information such as:

  1. Ownership History: It provides a comprehensive record of the property’s ownership, including previous owners, dates of ownership, and any transfers or conveyances.
  2. Legal Description: The report contains a detailed description of the property, including its boundaries, dimensions, and any easements or encroachments that may affect it.
  3. Liens and Encumbrances: It identifies any liens, mortgages, judgments, or other encumbrances that are attached to the property. This includes outstanding debts, tax liens, or claims against the property that may impact the buyer’s ability to obtain clear ownership.
  4. Property Taxes: The title report includes information on current and past property tax payments and any outstanding tax obligations.
  5. Restrictions and Covenants: It outlines any restrictions or covenants that may limit the use of the property, such as homeowners association rules, building restrictions, or zoning regulations.
  6. Legal Issues: The report reveals any legal issues related to the property, such as pending lawsuits, boundary disputes, or claims of ownership by third parties.
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